Women are rapidly catching up with men in investing: what is still holding them back?
The number of women investing increased by a quarter over the past year alone, although the portfolios they manage are still on average at least twice smaller than those of men, according to the crowdfunding platform "Rontgen". The company notes that being more cautious and attentive, women unfairly underestimate their investment abilities.
According to Rontgen portfolio data, women investors have been rapidly catching up with men in recent years. Today, women make up 37% of active investors on the platform, whereas three years ago this figure was only 10%.
On the other hand, the average portfolio managed by women on the platform currently amounts to EUR 14.8 thousand, while that of men is EUR 32.7 thousand. However, this gap is shrinking every year, and in 2025 a single female investment of EUR 0.5 million was also recorded.
Rontgen Head of Investor Relations Rasa Beiniute said this year at the "Moters pinigai" conference that women usually do not "fear" but rather "delay".
"Working with investors daily, I notice that what holds women back today is not myths, stereotypes, or fear, but the desire to dive deeper and understand, which eventually turns into postponement and a decision not being made. Paradoxically, men actually make investment decisions knowing or understanding significantly less. In general, more than one man has told me that he invested in a project because of a nice picture. I have never heard such a statement from a woman," said R. Beiniute.
She also pointed out another paradox: although stereotypically women tend to share more information with each other, this usually does not apply to investment and finance topics. Therefore, reluctance to discuss financial considerations and experiences may contribute to continued hesitation and delay.
"This is unfortunate, because women should actually be proud of themselves in the field of investing. Our own and global statistics show that women usually pay more attention to analysis, choose more conservative investment projects, make fewer irrational mistakes, and better diversify their portfolios. It may be harder for them to start, but once they gain momentum, they look impressive, and it is necessary to talk about this," said the Head of Investor Relations.
According to R. Beiniute, the fact that women worldwide more often "save" rather than invest their accumulated capital may be a significant reason for the wealth gap between genders. On the other hand, women are currently the most promising investor segment due to still untapped potential, statistically longer life expectancy, generally more sustainable strategies, and other strengths.
Over the past year, a total of nearly EUR 95 million was raised on the Rontgen platform, of which EUR 20 million was raised by women. In 2024, the same figures amounted to EUR 65 million and EUR 14 million.
Women are rapidly catching up with men in investing: what is still holding them back?
The number of women investing increased by a quarter over the past year alone, although the portfolios they manage are still on average at least twice smaller than those of men, according to the crowdfunding platform "Rontgen". The company notes that being more cautious and attentive, women unfairly underestimate their investment abilities.
According to Rontgen portfolio data, women investors have been rapidly catching up with men in recent years. Today, women make up 37% of active investors on the platform, whereas three years ago this figure was only 10%.
On the other hand, the average portfolio managed by women on the platform currently amounts to EUR 14.8 thousand, while that of men is EUR 32.7 thousand. However, this gap is shrinking every year, and in 2025 a single female investment of EUR 0.5 million was also recorded.
Rontgen Head of Investor Relations Rasa Beiniute said this year at the "Moters pinigai" conference that women usually do not "fear" but rather "delay".
"Working with investors daily, I notice that what holds women back today is not myths, stereotypes, or fear, but the desire to dive deeper and understand, which eventually turns into postponement and a decision not being made. Paradoxically, men actually make investment decisions knowing or understanding significantly less. In general, more than one man has told me that he invested in a project because of a nice picture. I have never heard such a statement from a woman," said R. Beiniute.
She also pointed out another paradox: although stereotypically women tend to share more information with each other, this usually does not apply to investment and finance topics. Therefore, reluctance to discuss financial considerations and experiences may contribute to continued hesitation and delay.
"This is unfortunate, because women should actually be proud of themselves in the field of investing. Our own and global statistics show that women usually pay more attention to analysis, choose more conservative investment projects, make fewer irrational mistakes, and better diversify their portfolios. It may be harder for them to start, but once they gain momentum, they look impressive, and it is necessary to talk about this," said the Head of Investor Relations.
According to R. Beiniute, the fact that women worldwide more often "save" rather than invest their accumulated capital may be a significant reason for the wealth gap between genders. On the other hand, women are currently the most promising investor segment due to still untapped potential, statistically longer life expectancy, generally more sustainable strategies, and other strengths.
Over the past year, a total of nearly EUR 95 million was raised on the Rontgen platform, of which EUR 20 million was raised by women. In 2024, the same figures amounted to EUR 65 million and EUR 14 million.
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"Trečia diena" UAB, which operates the Röntgen platform, is a licensed crowdfunding platform. The platform is governed by the EU Crowdfunding Regulation and is supervised by the Bank of Lithuania in accordance with the law.